Your Money Data,
Secured by Design
Your financial data deserves the same protection your bank uses. Here's exactly how we keep it safe.
How We Protect Your Data
Three layers of protection, working together.
256-Bit Encryption
All data is encrypted in transit with TLS 1.3 and at rest with AES-256. This is the same encryption standard used by banks and financial institutions worldwide.
Trusted Data Providers
We never see or store your bank credentials. We connect through industry-leading providers like Plaid, used by 13,000+ financial institutions and apps like Venmo, Robinhood, and Coinbase.
Read-Only Access
Spendify can see your transactions and balances, but can never move money, make payments, or modify your accounts. View only, always.
What We Never Do
Trust is earned through transparency. Here are the things we will never do with your data.
Never Sell Your Data
Your financial data is never sold to advertisers, data brokers, or any third parties. Period.
Never Store Your Bank Login
Your bank credentials go directly to Plaid. We never see, handle, or store your username or password.
Never Make Transactions
Spendify has read-only access. We cannot initiate transfers, payments, or modify your accounts in any way.
Our Data Practices
We collect the minimum, protect the maximum, and give you full control.
You Own Your Data
Export or delete your data at any time, no questions asked. Your financial information belongs to you.
Minimal Collection
We only collect what's needed to provide the service. No excess data, no profiling, no behavioral tracking for ads.
No Cross-App Tracking
No third-party ad trackers, no data brokers, no fingerprinting. What you do in Spendify stays in Spendify.
Automatic Deletion
Close your account and all personal data is permanently deleted within 30 days. No lingering copies, no hidden backups.
Our Infrastructure Partner
How Plaid
Keeps You Safe
Plaid is the industry standard for securely connecting bank accounts. They handle the sensitive connection so we don't have to.
- Connects to banks using the bank's own secure API
- SOC 2 Type II certified with regular security audits
- Trusted by 13,000+ financial institutions worldwide
- Powers Venmo, Robinhood, Coinbase, and thousands more
How Your Data Flows
Your bank credentials never touch our servers
Security Questions, Answered
The most common questions we get about keeping your data safe.
Your Data Is Safe.
Your Debt-Free Date Awaits
Get your first year for just $1. Bank-level encryption, read-only access, and your data never sold. Ever.
