Everything you need to
get out of debt.
Debt planning, an AI advisor, automated tracking, and full financial visibility. An app that tells you what to do, not just what happened.
When will you actually be debt-free?
Spendify compares every payoff strategy across your real accounts and shows the fastest road to zero. No spreadsheets, no guessing.
Just ask.
Ask anything about your money in plain English and get a clear answer grounded in your real accounts. No finance jargon, no digging through menus.
See the full picture.
Every account, every category, every trend, pulled into one screen. Watch net worth climb as assets rise and debt falls.
Spend with intention.
Set category limits that fit your life and keep every recurring charge on one timeline. Spendify keeps you on track between paydays.
Plan together.
Share a workspace with your partner, family, or business. Everyone sees the same accounts and budgets, and roles control who can edit.
Every transaction, automatically.
Link your accounts once and Spendify keeps them in sync, plus native Apple FinanceKit on iOS. No spreadsheets, no manual imports.
And a whole lot more.
Smart rules
Auto-categorize and tag by merchant, amount, or type.
Recurring detection
Subscriptions and bills surfaced automatically.
Custom tags
Your own categories, colors, and emoji.
Notifications
Budget warnings and bill reminders, without opening the app.
Attachments
Snap a receipt onto any transaction.
Apple FinanceKit
Native Apple Card, Cash, and Savings on iOS.
See all these features
in action
Compare strategies, track spending, and see your debt-free date. Try free for 7 days. Cancel anytime.