Limited Time Offer — Your first year for just $1
Referral Program

Refer Friends,
Earn $30

Share Spendify with people you know. When they subscribe to the annual plan, you earn a $30 gift card. Simple as that.

You earn

$30 gift card per referral

Real gift cards

How It Works

Three steps. Real money. No hoops.

1

Step 1

Share Your Link

Grab your unique referral link from the Spendify app and share it however you like.

  • Find link in Settings → Referral Program
  • Share via text, email, or social
  • One unique link per account
2

Step 2

Friend Subscribes

Your friend signs up using your link, connects an account, and subscribes to the annual plan.

  • Signs up with your referral link
  • Connects at least one account
  • Subscribes to the annual plan
3

Step 3

You Get Paid

After their annual payment clears, we send you a $30 gift card via email.

  • First payment is finalized
  • $30 gift card via Tremendous
  • Choose from Amazon, Visa, and hundreds more

Earn Up to $300 a Year

Refer up to 10 friends per year. That's $300 in gift cards — just for helping people you care about get their finances on track.

0

Per referral

0

Per year max

0

Max annual

Cap resets January 1st each year. Full terms

You're Not Selling Anything

You're helping a friend see their debt-free date. The gift card is a bonus — the real reward is watching someone you care about take control of their money.

The average Spendify user saves $530 in interest by choosing the right payoff strategy. When you share your link, you're not pushing a product — you're handing someone a shortcut to financial freedom.

You're recommending a tool that actually works
You earn a real gift card — not credits or points
They save hundreds in interest over time

"Told my sister about it. Now we're both crushing our debt."

Referral Program FAQ

You'll find your unique referral link inside the Spendify app under Settings → Referral Program. You can share it via text, email, or social media with one tap.

A valid referral is when someone signs up for Spendify using your referral link, connects at least one financial account, and subscribes to the annual plan. Once their first payment is processed and is no longer eligible for a refund, the referral qualifies.

After your friend’s first annual subscription payment is finalized and non-refundable, we’ll send you an email with a redemption link through our rewards partner, Tremendous. You’ll get a $30 gift card — choose from hundreds of options including Amazon, Visa, and more. Gift card rewards may be taxable — consult your tax advisor.

You can earn up to $300 per calendar year (10 valid referrals × $30 each). The count resets on January 1st each year.

No. Self-referrals, duplicate accounts, and fraudulent activity will result in permanent disqualification from the program. See our full referral program terms for details.

Yes. Your friend can subscribe to the annual plan through any platform — App Store, Google Play, or web billing. As long as they used your referral link to sign up and chose the annual plan, it counts.

Know Someone Who
Needs a Plan?

Share your referral link and earn a $30 gift card when they subscribe. It's that simple.

Rated 4.8+ on the App Store