Refer a friend,
earn $30.
Share Spendify with people you know. When they subscribe to the annual plan, you earn a $30 gift card. Up to $300 a year.
Three steps. Real money.
No hoops, no credits, no points. Just a gift card when your friend comes aboard.
Share your link
Grab your unique referral link from the Spendify app and send it however you like.
- Find it in Settings → Referral Program
- Share via text, email, or social
- One unique link per account
Friend subscribes
Your friend signs up with your link, connects an account, and subscribes to the annual plan.
- Signs up with your referral link
- Connects at least one account
- Subscribes to the annual plan
You get paid
Once their first annual payment clears, we email you a $30 gift card to redeem.
- First payment is finalized
- $30 gift card via Tremendous
- Choose from Amazon, Visa, and more
Earn up to $300 a year.
Refer up to 10 friends each year. That is $300 in gift cards, just for helping people you care about get their finances on track.
Cap resets January 1st each year. Read the full terms.
You're not selling anything.
You're helping a friend see their debt-free date. The gift card is a bonus. The real reward is watching someone you care about take control of their money.
- You're recommending a tool that actually works
- You earn a real gift card, not credits or points
- They save hundreds in interest over time
"Told my sister about it. Now we're both crushing our debt."
- Their exact debt-free date, calculated
- Snowball vs. avalanche, compared
- 13,000+ institutions supported
- Full access from day one
Referral Program FAQ
You'll find your unique referral link inside the Spendify app under Settings → Referral Program. You can share it via text, email, or social media with one tap.
A valid referral is when someone signs up for Spendify using your referral link, connects at least one financial account, and subscribes to the annual plan. Once their first payment is processed and is no longer eligible for a refund, the referral qualifies.
After your friend’s first annual subscription payment is finalized and non-refundable, we’ll send you an email with a redemption link through our rewards partner, Tremendous. You’ll get a $30 gift card. Choose from hundreds of options including Amazon, Visa, and more. Gift card rewards may be taxable, so consult your tax advisor.
You can earn up to $300 per calendar year (10 valid referrals × $30 each). The count resets on January 1st each year.
No. Self-referrals, duplicate accounts, and fraudulent activity will result in permanent disqualification from the program. See our full referral program terms for details.
Yes. Your friend can subscribe to the annual plan through any platform: App Store, Google Play, or web billing. As long as they used your referral link to sign up and chose the annual plan, it counts.
Know Someone Who
Needs a Plan?
Share your referral link and earn a $30 gift card when they subscribe. It's that simple.
