One plan. Every feature.
Free for 7 days.
No tiers, no upsells, no feature gates. Then $49.99/year or $4.99/month. Cancel anytime.
Spendify Pro
One plan, every feature
Just $4.17/month, billed annually. Save about $10 a year.
7 days free, then your plan. No charge today.
Cancel anytime. No card tricks, no lock-in.
Unlimited account connections
13,000+ banks. Read-only via Plaid.
AI financial advisor
Ask anything. Personalized to your data.
Debt payoff planner
Strategy comparison + exact payoff date.
Budgets, goals & net worth
Track every dollar across every account.
Workspaces & sharing
Plan as a couple, family, or business.
Bank-level security
256-bit AES. Biometric unlock.
The whole app, in one plan.
No feature tiers. No upsells. No add-ons. Six areas, every tool included.
Debt planning
Plan the fastest route to zero balance.
- Snowball, avalanche & custom
- Exact debt-free date
- What-if extra payments
Tracking & accounts
Every account, always up to date.
- Automatic transaction sync
- Smart categorization
- Investments & net worth
Budgeting
Give every dollar a job.
- Category limits & rollovers
- Savings goal tracking
- Recurring expense detection
Collaboration & AI
Plan together, with help.
- Unlimited workspaces
- Owner, Admin & Viewer roles
- AI assistant & rules engine
Insights & reports
Understand where your money goes.
- Spending trends over time
- Income vs. expenses
- Cash flow & monthly summaries
Connections & security
Connected safely, owned by you.
- 13,000+ institutions
- Apple FinanceKit
- Bank-grade encryption, no ads
See what your subscription unlocks.
A real plan with your exact debt-free date, built from your real accounts. For less than a coffee a month.
“I tried three other budgeting apps first. Spendify is the only one that showed me when I'd actually be debt-free, and the plan to get there.”
Why pay for a finance app?
Free apps come at a cost: your data, your attention, or your trust. With Spendify you're the customer, not the product.
Never any ads
Our revenue comes from subscriptions, so the app is built to help you, not sell to you.
Your data stays private
We never sell or share your financial data, and we never store your bank login.
Reliable, real-time data
Premium connections mean faster syncing, fewer errors, and accurate balances.
Built to last
A sustainable subscription model means we are built to stay, not to get acquired.
Common Questions
Spendify is $49.99/year or $4.99/month. Every new subscriber starts with a 7-day free trial. Both plans include full access to every feature.
New subscribers get a 7-day free trial. You won't be charged until the trial ends, and you can cancel anytime before then to avoid being billed.
Both plans give you full access to every feature. The yearly plan works out to about $4.17/month, saving you roughly $10 a year compared to paying monthly. Both start with a 7-day free trial.
Absolutely. Cancel anytime from your account settings or through the App Store / Google Play. No questions asked, no hoops to jump through. Your subscription remains active until the end of your current billing period.
Unlimited. Connect as many bank accounts, credit cards, loans, and investment accounts as you need. We support over 13,000 financial institutions.
Yes! Create unlimited workspaces and invite anyone you want. Each person gets their own login and you control access with role-based permissions: Owner, Admin, or Viewer.
Your security is our top priority. We use bank-grade AES-256 encryption, never store your bank login credentials, and never sell your data to anyone. We also support biometric authentication for an extra layer of protection.
Cancel anytime with no penalty. If you cancel during your 7-day free trial, you won't be charged at all. If you have feedback, we'd love to hear it. We're always improving.
Ready to Take Control
of Your Money?
Join thousands of people who stopped guessing and started planning. Your future self will thank you.