Know Your
Debt-Free Date
Connect all your accounts, compare payoff strategies, and see the exact date you'll be debt-free. Finally, a plan that actually plans.
Coming Soon
You Have All the Data.
But Do You Have a Plan?
Finance apps are great at showing you charts and tracking your spending. But when you're done looking at the dashboard, you're left wondering... now what? Spendify takes your financial data and builds you an actual plan to get out of debt.
The Debt Planner That
Actually Plans
See your exact debt-free date, compare snowball vs. avalanche vs. credit score strategies side by side, and run what-if scenarios. Everything updates automatically when you make payments.
Find the Fastest
Path to Zero
Not sure which strategy is right for you? Compare them all in one view. See how much interest and time you'll save with each approach. Make an informed decision, not a guess.
Everything in One Place
Track transactions, set budgets, monitor investments, and watch your net worth grow. All organized around one question: How does this help me get out of debt?
Your Debt-Free Date
See the exact month and year you'll be completely debt-free. Updated in real-time as you make payments.
Compare Strategies
Snowball, avalanche, or custom — see how each strategy changes your payoff timeline and total interest.
12,000+ Institutions
Connect all your banks, credit cards, loans, and investments. Everything syncs automatically through Plaid.
Feel the Momentum
Every time you open Spendify, you see your progress. Interest saved. Time saved. How far you've come. Celebrate the wins along the way.
More Than Just Tracking
Whether you're tracking or planning, this is the tool to do it.
Plan Together
Create as many workspaces as you need and invite the people you want to plan with. Whether it's your partner, family, or financial advisor — everyone stays on the same page.
Simple, Transparent Pricing
Full access to every feature. Start with a free 7-day trial. Cancel anytime.
Monthly
Pay as you go
Billed monthly. Cancel anytime.
- Unlimited account connections
- Debt payoff planner
- Strategy comparison
- Cash flow insights
- Custom categories and tags
Yearly
Best value
That's just $6.67/mo. Best value.
- Everything in Monthly
- Save $40 a year
Ready to See Your
Debt-Free Date?
Join thousands of people who stopped guessing and started planning. Your future self will thank you.
Coming Soon