Your AI partner for financial freedom
Ask anything about your money and get a real plan back. Spending, budgets, net worth, and debt, all in one calm app.
Get started free
Most money apps show you the past.
They track yesterday's spending. None of them tell you the one thing that matters: when you'll actually be debt-free.
Just ask.
Spending, budgets, savings goals, net worth, or debt. Ask Spendify anything about your money in plain language and get a clear answer with a plan behind it.
See how the advisor worksSpendify AI
Always on, always private
When will you actually be debt-free?
Spendify compares every payoff strategy across your real accounts and shows the fastest road to zero. No spreadsheets, no guessing.
Everything you need to get out of debt. Nothing you don't.
One calm app for your whole financial life. Connect your accounts once and let Spendify handle the rest, so you can focus on the date you go debt-free.
- AI advisor
- Budgets & bills
- Bank connections
- Net worth & insights
- Recurring detection
- Shared workspaces
Up and running in 2 minutes.
Connect your accounts
Securely link your banks and cards in seconds.
Get your plan
Spendify builds your budgets, savings goals, and payoff plan automatically.
Track your progress
Watch your net worth grow and your debt shrink, every month.
Try Spendify Pro free for 7 days.
Then $49.99/year or $4.99/month. Cancel anytime.
Spendify Pro
One plan, every feature
Just $4.17/month, billed annually. Save about $10 a year.
7 days free, then your plan. No charge today.
Cancel anytime. No card tricks, no lock-in.
Unlimited account connections
13,000+ banks. Read-only via Plaid.
AI financial advisor
Ask anything. Personalized to your data.
Debt payoff planner
Strategy comparison + exact payoff date.
Budgets, goals & net worth
Track every dollar across every account.
Workspaces & sharing
Plan as a couple, family, or business.
Bank-level security
256-bit AES. Biometric unlock.
Ready to Take Control
of Your Money?
Join thousands of people who stopped guessing and started planning. Your future self will thank you.
