Platform v1.0.2
Spendify Is Now on Android
Spendify is officially available on Google Play. The same debt payoff planner, bank sync, budgets, and AI advisor — now on Android.
Join 1,000+ people crushing their debt
Know Your
Debt-Free Date
Spendify connects your accounts, compares payoff strategies, and builds a plan that saves the average user $530 in interest. Your first year is just $1 — cancel anytime.
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$1 first year
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You Have All the Data.
But Do You Have a Plan?
Finance apps are great at showing you charts and tracking your spending. But when you're done looking at the dashboard, you're left wondering... now what? Spendify™ takes your financial data and builds you an actual plan to get out of debt.
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Institutions
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Avg. interest saved
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Faster payoff
The Debt Planner That
Actually Plans
See your exact debt-free date, compare snowball vs. avalanche vs. credit score strategies side by side, and run what-if scenarios. Everything updates automatically when you make payments.
"I tried YNAB for a year but the debt planning was basic. Spendify showed me I could save $530 just by switching strategies."
— Chris W. · Switched from YNAB
Find the Fastest
Path to Zero
Not sure which strategy is right for you? Compare them all in one view. See how much interest and time you'll save with each approach. Make an informed decision, not a guess.
Everything in One Place
Track transactions, set budgets, monitor investments, and watch your net worth grow. All organized around one question: How does this help me get out of debt?
0 people tracking their debt
Your Debt-Free Date
See the exact month and year you'll be completely debt-free. Updated in real-time as you make payments.
Compare Strategies
Snowball, avalanche, or custom — see how each strategy changes your payoff timeline and total interest.
13,000+ Institutions
Connect all your banks, credit cards, loans, and investments. Everything syncs automatically.
More Than Just Tracking
Whether you're tracking or planning, this is the tool to do it.
Plan Together
Create as many workspaces as you need and invite the people you want to plan with. Whether it's your partner, family, or financial advisor — everyone stays on the same page.
Feel the Momentum
Every time you open Spendify, you see your progress. Interest saved. Time saved. How far you've come. Celebrate the wins along the way.
$12,400 paid off 68%
Started May 2025 Debt-free by Jan 2028
First $1k paid
50% milestone
On track
"Other apps made me feel guilty. Spendify gave me a plan."
— Priya N. · Paid off $18,000 in 14 months
One Plan. Everything Included.
Full access to every feature from day one. Your first year is just $1 — cancel anytime.
$1
Limited Time Offer
for your first year · then $79.99/year
Debt payoff planner
Strategy comparison
Unlimited workspaces
AI financial assistant
Unlimited connections
Budgets & goals
$1 for your first year. Cancel anytime.
Bank-level security
$1 first year
Cancel anytime
Why Spendify over
the other apps
Most finance apps show you where your money went. Spendify shows you where it should go — and exactly when you'll be debt-free.
Exact Debt-Free Date
YNAB, Copilot, Monarch, and Rocket Money show balances. None of them tell you the specific month you'll be out of debt. Spendify does.
Side-by-Side Strategy Comparison
See snowball vs. avalanche vs. custom in real dollars. Most apps make you pick blind or run separate calculators. We show the difference instantly.
Everything, One Plan
Debt planning, budgeting, AI advisor, unlimited workspaces, collaboration — all in a single $9.99/mo plan. No tiers, no upsells. $29/yr cheaper than YNAB.
What's new
Shipped recently
Platform v1.0.0
Spendify v1.0 Is Live on the App Store
After months of building, testing, and refining — Spendify is officially available on the iOS App Store for iPhone and iPad. Here's what's inside.
Improved v0.9.2
v0.9.2: Final Polish Before Launch
The last round of refinements before Spendify hits the App Store — smoother animations, faster onboarding, and fixes from beta tester feedback.
Ready to See Your
Debt-Free Date?
Join thousands of people who stopped guessing and started planning. Your future self will thank you.